Providing a professional and personalised service. 100% locally owned and operated.
Discover a groundbreaking approach to mortgage services at Bayside Home Loan Centre, strategically located in the heart of Melbourne, Australia. We have reimagined the mortgage experience by bringing together multiple mortgage brokers and businesses under one roof. Welcome to a new era of convenience and choice – welcome to Bayside Home Loan Centre.
Over 25 years of experience, our experienced mortgage brokers have assisted numerous clients in achieving their dreams of owning a home, expanding their property portfolio, and effectively managing their financial commitments and loans.
Our mortgage brokers guide you through the complexities of the lending landscape, offering personalized advice and support
Exploring mortgages for investment properties? Our specialists offer insights into financing strategies that maximize returns on investment
In a market where interest rates are rising, refinancing becomes increasingly crucial as it allows homeowners to identify better prospects and maximise potential savings. By securing lower interest rates, reducing monthly mortgage payments, and capitalising on increasing home values, refinancing provides financial stability and the chance to optimise investment returns and reduce mortgage stress.
The fixed rate mortgage cliff describes when people on fixed interest rate home loans come to the end of the period when their rate is locked in, and therefore get hit by an unusually high jump in repayments.
This is exactly what is about to happen to hundreds of thousands of Australians with home loans. This can be incredibly stressfull and uncertain time. We are here to help you navigate your options and provide sound advice in a dificult time.
Setting foot on the property ladder is easier than you think.
Buying your first property is probably the most important decision in your life and getting the right advice and home loan is as important as choosing the property itself, but do not be intimidated by all the jargon and options available to you.
Contact us for information about Home Loans or the First Home Owner Grant, from what it is, to the eligibility criteria, what the differences are in each state, how much you could receive.
"Mortgage, Home Loan & Finance Brokers in Bayside Melbourne"
With knowledge of the most competitive loans available on the market, our services allow customers to enjoy the loan experience while having someone assist them in researching, organising, and negotiating on your behalf.
Lending Australia don’t charge any fees for the service our mortgage brokers provide. We are paid a commission by the lender when your loan settles. Most of the banks pay exactly the same amount to the broker.
Some mortgage brokers choose to charge a fee for their service. It’s important you find out upfront before committing to ensure you understand how your mortgage broker will be paid.
Our finance broker team is able to assist with all sorts of different finance needs, not just home loans via our mortgage broker team. This includes commercial financial, asset finance, car loans, business lending, private banking, development finance and cash flow funding.
We also have an excellent referral network, everything from Insurances, utilities to internet, we can find a tailored solution to your needs.
Lending Australia provides a range of services including home loans, professional finance guidance, and mortgage broking. With our office situated in Bayside Melbourne we have established ourselves as a trusted source for mortgage & finance solutions.
Apply for a home loan today and take the first step towards making your dream home a reality.
Take a proactive step in managing your finances – carefully review the terms and conditions.
Congratulations! Your home loan application has been approved, bringing you closer to the keys.
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Nurse
“A loan with Lending Australia allowed us to purchase our first home with confidence. I cannot speak highly enough of Simon and Catherine. They helped us from start to finish, it was a real leap of faith and we felt like our best interest where always a priority.”
School teacher
“Lending Australia’s options and their service is second to none. They are always helpful and I have recommended two of my friends.”
Construction
“I had a mortgage broker for 6 years who didn’t seem to be able to match my needs like Simon and Catherine did so easily. They were also able to give me a lower rate than my bank. They honestly have been so great to deal with.”